About Us

Founded in 1988, Financial Concepts has been serving clients in the Columbus area for more than 20 years. Having started working in financial planning right out of college, founder Rhonda Ferguson spent several years practicing with other firms, and knew she wanted to take a different approach to planning and client service. At Financial Concepts, our focus is on learning about our clients and building long-term relationships that help ensure excellent financial planning and terrific service.

This site is only intended for clients and interested investors residing in states and countries in which Financial Concepts is qualified to conduct investment advisory services.
Financial Concepts is a registered investment adviser located in Columbus, MS. Financial Concepts may only transact business in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, Financial Concepts’ web site is limited to the dissemination of general information pertaining to its investment advisory services.

Please contact Financial Concepts at 662-327-1480 to find out if we may conduct advisory business in the state or country where you reside. Accordingly, Financial Concepts does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by a Financial Concepts representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides.